The language that is being referred to is between our Insurance Company and the USCCA. NRA Member and I have the NRA carry guard insurance, but recent NYS Attorney General issue voided the insurance in NY State and at expiration the underwriter will not renew in NY State. Heres the latest copy for me which goes in-depth into a case where a member actually used the insurance for a murder charge. In the insurance package; where if you PLEAD GUILTY OR FOUND GUILTY, you can be forced to repay everything back to the USCCA!! This article really needs to be edited to fix this. Confused by all the "concealed carry insurance" out there? I also like how in the course they really hammer in the firearm safety rules. A bivvy tent and sleeping bag and inflatable pillow The antiseptic wipes that are inside are from Shandong Providence, China. Maybe they should send them to thier own certified insurance salesmen er firearm instructors! To be fair, I got this as a free gift for signing up for the insurance, so for me it didnt cost anything. - $149/year for ccw and police/military, active/retired; $179 same for ccw-only Eric: Good article. The price of the membership is a $39 per month fee and you can add your spouse for an additional $19 per month. NRA carry guard, from what I have read, is no longer available. This is for emergencies after all. What did I miss? Hi Cog, this is from their site, "This liability policy is issued by United Specialty Insurance Company, a subsidiary of State National Companies, Inc. State National Companies currently writes over $600 million in premiums. Yes a life was lost, and three were saved. The highest tieryou get all the previous goodies AND even more courses. - Only company to cover all of bail bond, up to $500,000. I cant confirm, but their policy may be to spend up to $400,000. So, it appears, like the NRA coverage, they stop paying for any services once a guilty conviction is arrived at. I just finished the E-Learning program and it was magnificent. What I did instead was buy a SIRT to train with (and guess what?) Yes if you join youll get a lot of email but an unsubscribe can fix that. -- $2,500 for USCCA; $5,000 for Second Call Defense, The reasons should be obvious -- crime should not be rewarded. -- No limit - criminal / No limit - civil for CCW Safe, and US Law Shield, And if you'd like to save even more, choose a two-year membership for $75, a three-year membership for $100, or, for the best value, a five-year membership for only $150. To add a spouse onto silver is not possible, Gold is $7mo or $77/year, Platinum is $9/mo or $97/year, and Elite is $13/mo or $147/year. It was an old plan that is no longer available. (Annual discount of $49) Platinum Membership Cost is $39 monthly or $399 annually. USCCA is no longer available in Washington State. Thank you. It's the same with vehicle and home owners insurance or renters insurance. I have live in VA and I use USlawshield/ Texaslawshield. BUT THATS NOT ALL! Loved the MOLLE attachment as well; it acts as a great addition to my range/hike bag. Your USCCA Purchases are 100% Risk-Free with Our 365-Day, Money-Back Guarantee. We have not stopped working on finding a way to serve the responsibly armed Americans in New York and will let everyone know as soon as we can possibly offer memberships in New York! The USCCA Self-Defense SHIELD is the only firearms and self-defense liability benefit that is backed and underwritten by an insurance company that is based in the United States of America. Im a member of both organizations. I carry often, and the need for just in case insurance is something that will give me piece of mind. You use "thetrace.org" as a reference against choosing the "Texas Law Shield"? Our Instructor Support Team is staffed with highly trained USCCA Certified Instructors and Training Counselors. I feel better. USCCA covers in the home as well as when you CC! Conversation. - Armed Citizen writes their members wanted bail bond protection (second best in this group) more than the extras provided by other companies (expert witness, firearm loss or confiscation during trial, compensation while in court, clean-up of house, psychological support). USCCA is offering new members this survival kit. Im not a registered insurance dude so I cant list them here. To much to lose not to spend the extra 150$. The password should contain at least 8 characters with at least one number or special character. Not counting what comes with it here is my list wish I could take pictures but here goes nothing I like the fact I can cancell, ifI really need $. We both carry and have been together over 6+ years. That said, I understand this is a very personal choice and the great majority of us will never find ourselves in a real-life draw situation requiring defense. Im new to all this and would really like some instruction on how to use some of it. Sign Up for Exclusive Offers I signed up with them when you guys first reviewed them a while back and have not regretted it. Paperwork, fees, training, and an in person interview at the sheriff's office with a retired deputy. Hey, did your consider an umbrella policy with your home/auto insurance provider? Hey Jim, not a lawyer, but looks like it. We go through our fair share of survival on the site so I dove into the Emergency Preparedness Fundamentals first. Content from Amazon Services LLC. The snaps that are on the molle straps keep un snapping after putting it on my armored vest that I wear on the range when I am instructing Students. If I got this wrong please forgive me, otherwise, could you please clear this up for me. The others didn't have what seemed like as well thought out a business plan. As such, we have received a notice of inquiry from the state of New Jersey about our membership program. I may earn a small part of the sale from links to any products or services on this site. 2021-03-19T14:38:54-05:00. about USCCA Membership: 1-800-674-9779 * Insurance has been purchased by the USCCA and is one of the benefits of membership in the USCCA. USCCA IS HORRIBLE. Theres small additional training thats added every month and also a Ask an Attorney series. There is some great training available using non-ballistic weapons and weapons of opportunity. Below are some of the legal protection resources that New Jersey USCCA members will be missing out on during their battle with the state of New Jersey. It would foolish to assume that if you are found guilty that the NRA is going to pay out the other 80% just because they think you're an "ok guy". It was truly annoying. USCCA Qualifications Take your skills to the next level Become a better protector by challenging yourself and earning all three levels of USCCA qualifications, to help keep your skills sharp and your family safe. What's next? See details here. This was a wonderful gift. Which you choose could make a HUGE difference in your immediate out-of-pocket expenses. What you share is re-assuring; and I was pleased that you re-enforced it.. All you really need is an umbrella insurance policy from your insurance agent. Do you need to be financially protected. I am an elite member myself. I am an NRA member also and I greatly appreciate the work they do to protect our second rights. Available on YouTube for free. I hope I never have to test to see if I made a good decision. In addition, the underwriters and agents on that program (all big companies) have agreed to pay millions of dollars in penalties. I noticed that the comparison article covers CONS for other carriers but not USCCA, whose coverage has one major, deal-breaking CON for me: they reserve the right to go after the insured to recover defense expenses if the insured is found guilty in a court of law. That is, you could get a lot more insurance coverage for the same money. Personally, I think this is unfortunate. So I guess I'll update it soon :-). Defensive Carry thread with a lot of good info. Thanks Eric, and thank you for all of the great information you bring to us. You'll now receive newsletters of our best articles on techniques, I am well satisfied with this kit as a matter of fact I ordered another one. cost. The characterization of the coverage under the NRA Carry Guard is really not accurate. If you decide membership isn't for you, simply call to request a prompt and courteous refund. You know the third paragraph. Theres a bunch of them and you get access to them all. I was not arrested & allowed to go home after the event. They do a good job of going through the basics starting with waterand actually deep dive into what purifiers to get for your specific purpose. Unfortunate that USCCA does not offer memberships in NRA. I had one of these already and wanted another one for my other vehicle. Hope I never have to use it. What a waste. We hate SPAM and promise to keep your email address safe. Next up is the in-person range test which is more difficult now. Your homeowners insurance would probably be primary and the CCW policy would then only pay if your homeowners was maxed out. What do you get with the beginning Gold tier? I purchased US Lawshield insurance at the end of an IL CCW class when a rep came in to tell us all about their program. I don't know for sure, but with all the legal issues that would be involved with that, I would bet NO. The signal mirror is smaller than expected, the multi tool is not really multi, and the bag itself has a lot of extra straps and flap that are not needed. Overall its good info on what you can do before real medical help arrives. I read your review on CCW SAFE and you said that it was your preferrred insurance plan. I get emails of signups from USCCA and then auto-send coupon codes every 2-3 weeks so please have patience! We use USCCA for CCW coverage and NRA for Instructor coverage. Dont worryIll go over all the major points and differences between each tier. I would really like to see an in depth comparison of USCCA and CCW Safe. Inside youll find a compact multi-tool, heavy-duty tactical pen with carbide tip, 2-in-1 all-weather magnesium firestarter, LED flashlight, compass with dual-scale ruler, 4-inch Israeli bandage, antibacterial wipes, signal mirror, emergency whistle, and paracord. I know, I knowthat's kind of hard to believe, but it's 100% true. 100% risk-free with the Bulletproof money-back guarantee! I'm wondering if anybody who reads this has dealt with US Lawshield. Here is your quote: "Of course, just because CCW Safe is my preferred CCW insurance plan, doesnt mean its the right one for you." You can carry concealed in your place of business and on your own property, but even still, NJ is not a "stand your ground" state and there is no "castle doctrine" there. Glad to hear USCCA had your back. Next up is a little section on choosing your gun (which I felt was a rehash) and then a good section on the 10 concealed carry mistakes you can make. I highly recommend looking into their coverage/price if you looking for protection. Today, our community isn't only concealed carry permit holders. The following people(USCCA), were exceptional. That gives you some good training setup insight. The bag is great, pretty much everything inside it except for the paracord is low-budget stuff that wont hold up if truly needed. I signed up immediately and am very happy I did. You could source the individual components off of Amazon for less than $30. You only give out the free lessons to FULL YEAR payor? What else in the kit is from China? Definitely appreciate the thought I have used it but its a very basic basic first aid kit more than anything, Ginger Sure, but does your umbrella cover up front costs of retaining a lawyer? Update: USCCA DID get back to me, it just took a bit longer. USCCA may indeed have a better plan, but using a site bankrolled by the Bloomberg crowd throws up red flags. The exclusions describe what they will NOT pay. Anonymous 2. Just to understand , you have to bond yourself self out of jail and pay a retainer to an attorney. #uscca #survivalkit #survival https://www.usconcealedcarry.com/referral?id=MDAxNWIwMDAwMXJlNjR1QUFB&tID=5bf43111b0cd6 source Featured Resources HamRadioPrep.com I checked out the attorney web sites and most of them are focused on "other than" CCW matters. The silver plan still exists. I'm now in my seventh decade of life. Hi Buford! Their Proving Ground program contains video scenarios followed by training on how the person going through the scenario could have done a better job and then a next scenario to show how the person improved in a second and even third scenario. Straps onto the backpack great and has several quick detaches. Someone stated that specific umbrellas might cover accidents. Read on to learn more about why I chose USCCAs membership for both its learning library and added personal insurance benefits* all members get. I was the General Counsel for an international property & casualty insurance company for close to 30 years and know that important information is on the Declaration page. source. The prices I have seen for CCW are about in the same range as what you would pay for an umbrella general liability policy with a million dollar limit that would cover you for all liability, not just liability arising out of a CCW incident. Don't know the answer.. They informed me of this last month. I was just informed by USCCA that my membership could NOT be renewed any more because I am a NY State Resident. I love this site and it's been my trusted go-to for advice on all kinds of gun-related subjects. Rob goes over advanced stuff like lateral movement and in-contact shooting but kind of leaves it at discussion only. -- initial $25,000* criminal / initial $25,000* civil for Armed Citizens (LDN). I think the answer there is clearly yes.. The kit seems like it is good quality. Youll still have your insurance regardless of what plan. Check out details here. If, you ever need to pull your gun, first of all that is not the time to decide if you are prepared to kill someone. I am still with USCCA and am actually about to add the wife who just recently picked up her CCW. If we were both up in NY visiting family, would we be covered at home in NY? Seems that I remember that they press their members into service on building membership, may be that customer service is the same thing and not enough training and experience? I have the same question plus. NRA writes, Be wary of any provider that claims to offer full criminal defense coverage funding up front: not only is this unnecessary, but such policies would be void in the event of a conviction. Knuckle dusters? They're a pre-paid legal service (no legal fees out of your pocket and then wait for reimbursement). A few caveats before I get to the meat of this topic. And as of October 2021it looks like the Association bought a new policy and there are no longer defense expense limits. I would get the Platinum tier to start so I have access to Proving Ground and Level 2 Protector Academy. I sent three e-mails, each about a week apart, asking them to fix the problem. Now I'm reading the insurance policy that you link to because in my day job, I teach insurance. Thank you for this. Tim is back with the emergency prep guy for this series which starts off with securing your home. They have the same ones that we carried in our trauma kits in the military and a couple of our local gun stores for around $45. If the maximum coverage is 10% for a $250,000 Bond you're capped @ $25,000. Yup, as far as I know it does. The difference if there's a loss I/e vehicle or property your not going to jail. What do you recommend for residents in these states to protect themselves against the legal and civil liability expenses? Others pay only the premium to the bond (Court may require collateral to cover remainder), generally, 10%, up to: Platinum: Was $30/month or $347/year now $39/month or $399/year. I do like the large strap as I attach it to my headrest in my vehicle and Ive actually had to use it three times. Hello Ken, I've been a USCCA member for a number of years enjoying the knowledge of the Delta Defense Team standing ready to assist you should the worst situation happen - you shoot someone. Great kit. Theres stuff on assessment (scene safety, life threats, distracting injuries, etc). Great article. Look at Giles v. USCCA and you might change your mind. What do you do if youre a resident of New York? Thanks! Elite: Was $47/month or $497/year now $49/month or $499/year. I hope I never need them, but Im confident that they are in my corner. I just joined, and now that I see that language in the agreement, I may cancel. 3. (see next below) I don't know; I think I may have gotten the wrong insurance for this year. In legal terms, that means that you have no real right to negotiate the wording. You need to add some precision to your email. Its my understanding youll only get 10% of the bond (whatever it is), and only up to $25,000 which would mean a $250,000+ bond. Trying to either get a THYRM Flashlight Ring or find one that will attach but I dont want to waste money. That could be just about everything, or everything, depending on the situation. (verified owner) December 15, 2020. If you sign up for any USCCA membership youll also get free access to my Beginners Handgun Course which is normally $67. Sorry, this kit is a fail. The Handgun Safety and Marksmanship beginning video series is a great primer for everything handgun. Great Kit I keep mine in the car good piece of mind. Thanks Eric! I belong to USCCA for several years. There are currently three tiers of USCCA membership: They differ in the amount of education and training content youre able to access on the USCCA website. They dispatch a support person directly to the site when possible. WellI guess theres my seal of approval (since 2017)! NOTE: One of the BIGGEST DIFFERENCES between plans is DO THEY COVER COSTS & EXPENSES (C&E)? Thank you for becoming a USCCA member. There are currently three tiers of USCCA membership: Gold Membership: $25/month (annual) or $29/month Platinum Membership: $34/month (annual) or $39/month Elite Membership: $42/month (annual) or $49/month They differ in the amount of education and training content you're able to access on the USCCA website. Their second year and beyond price is $95, much lower than CCW Safe price of $179 for ccw-only customers ($145 for ex-military/police). Ya 500.00. https://ccwsafe.com/page/quick-comparison-of-service. Many other benefits. WEREWOLVES Paracord Cord, Multicolor Survival Paracord 550 Bracelet Crafting Kit with Buckles and Carabiner, 20 Feet, ACR ResQKit PRO Survival Kit (EPIRB, PLB 400, and USCG Approved eFlare) - 2357, 3" Stainless Steel Blade Pocket Knife | Kershaw RJ Tactical 3.0 1987 , Black, Simply Sustainable: Moving Toward Plastic-Free, Low-Waste Living, https://www.usconcealedcarry.com/referral?id=MDAxNWIwMDAwMXJlNjR1QUFB&tID=5bf43111b0cd6, Bushcraft Winter Overnight Canvas Poncho Shelter In Windy Snowy Conditions, Cold Steel Vs Survival Lilly | SRK VS APO-1, SOLO BUSHCRAFT OVERNIGHT CHALLENGE: 3 $ Emergency Shelter, No Food, No Backpack, Benchmade Bushcrafter 162: Excellent Bushcraft & Wilderness Survival Knife, Bushcraft 101 pages 94-95, Planks, Tools for handling food, and Cast Iron, Survival Food Storage: How to store food long term for emergencies with A American Tactical Rifleman, #shorts Bushcraft Gear | Survival Kit | EDC Ausrstung, TOP 10 BEST KA-BAR TACTICAL SURVIVAL KNIVES 2022, ALERT: East Coast of USA- Russian Nuclear Warship, Top Ten BEST Survival Foods from Your Local Super Market Grocery Store, TOP 15 Prepping and Survival items for UNDER 10 | UK Preppers. I may have to switch to USCCA when my coverage expires unless they somehow redeem themselves. I have also been around firearms for even longer. Now there is a great gun state, got my CCP with no problem. Now you are saying that you have an Elite uscca membership and it is the best one. Does it cover bail bonds? Missing many facts here. (2) Our right and duty to defend ends: 5) plenty of pockets and stretchy nylon straps I rock with USCCA as well. I feel its one of those things that when you really needed ityou want it to be the absolute best. Did you follow the advice on page 47 of the manual? Far as insurance, I would like to hear from someone who needed and used their services. Any suggestion? I don't mean to speak for him but just putting in my 2 cents from experience. 2) because of so many weak/cheap items its NOT worth the price Think it needs a couple of quick weapons other than a gun to prepare for a tight situation. Thought I would add to the discussion by including a link to a page that compares the top five companies. Do you carry both? What this means is the USCCA is the first line of funds, and then United Specialty is our back up for the Civil Suits, which is where the hefty monies are needed if a suit occurs. Click below for a FREE LESSON! They wonder what this insurance covers that would not be covered by other general liability insurance such as an umbrella liability policy. Here in California about the only place you'll have a firearm is in your home, at the range, or to/from range or FFL. - Only company to specifically state they cover appeals, expungements, and have a critical response team come to your location for booking, etc. -- $25,000 for both Armed Citizens (LDN), and NRA Carry Guard, USCCA reached out after my unsolicited review and saw that Pew Pew Tactical offers a beginner gun course (created for our readers who wanted to get a beginner/refresher course on handgun safety). 2) bag is actually pretty durable Grim workshops fire tender (I really like grim workshops I know) You will receive your New Member Welcome packet in the mail within 15 business days after signing up, which will include your Member card with the 24/7/365 Attorney-Answered Emergency Hotline number on the back. Hi Jenny, thanks for bringing this up! Please select your products below, then head over to your cart and enter the promotion code to get your complimentary products. so DO read the Terms & Conditions before signing. Is it going to pay if you're found guilty of negligence? I see the NRA Carry Guard has a known national insurance carrier providing the coverage. So it really depends on your county within California. Eric, I edited to add some info about Law Shield and cannot get it to repost. Things weve gone over before but now its more in-depth. USCCA also discusses every day situations and the legal options and ramifications of concealed carry. This is a great kit with essential items and room for you to add more vital items of your choice. (verified owner) December 29, 2020. And easy-to-remember acronyms like ABC (airway, breathing, circulation). It took a lot of words and video watching to get here, But if youre only looking for concealed carry insuranceknow that you get personal insurance* solely by being a USCCA member even at Gold tier. this is an excellent kit. Thanks for sharing your experience, hopefully others will chime in too! As for its included tools as far as I could tell they seem upper mid-range, No obvious junk included, mostly all metal components and has all the basics covered. I've read unless you hand them a perfect case, they will not defend you. How do you always know what I want to know LOL. Plus youre able to play at up to 2x rates if youre like me and have gotten used to it on YouTube and podcasts. Without a doubtone of the best choices I have EVER made. I am very much experienced with firearms & I spent over forty (40) years in the insurance industry having founded and run my own insurance agency. Thanks so much and no problem on passing this out! Much better b-roll for this course. Is USCCA an insurance policy? I believe all readers would appreciate hearing the story or stories from people who have actually had to use the insurance and how it worked out. Thanks. Probably the single best bargain in support of the 2nd Amendment. I would like to know if you have any alternatives for the state of New York if there's any. No cap on investigator cost. I missed an edit when they changed their plans. Especially good was how he broke down the main components of drawing from a holster. Much of the information on this site is misleading. And I added an in-depth review of almost their entire video library. I had an older survival kit for a bug out bag and while I had a lot of similar components I appreciate the way this one is set up a lot more, I think the best part about its probably the bag its in which would normally sound kind of dumb but its actually pretty nifty. After the third e-mail was sent, I checked to see if my status was fixed. Your article covers the topic perfectly. I found it good to think over situations, see how my actions differed from others, and then go over some FAQs for general situations. USCCA may be privy to some information from the prosecution in the case that contraindicates her legal status to their services. Subscribe to Pew Pew Tactical's sales and deals email. Weve got a dedicated section for the AR-15 here. Both CCWSAFE and US LAWSHEILD had comprehensive replies to my questions within 36 hours. 7) full body zipper and a cross pack Velcro strap that runs top to bottom, CONS USSCA is the final column titled "Other Insurance Product. Get education, training, and self-defense liability insurance. Type your email address and well send I was tired of getting my email bombarded by USCCA trying to sell more stuff. I had also had a problem with the flashlight and USCCA promptly helped me out with that but that only lasted about three more months and the second flashlight pooped out it also. I signed up with USCCA in 2014. Personalize your experience. Yupsomething we wish to never use but it's good to have. Why do you start new topics with the word, "so?" Having a Survival Kit on hand in todays world is an absolute must. BUTone thing I almost forgot was their 365 day money back guarantee. Ignore them at your own peril. Very helpful article and information. I have purchases videos and books from them and found all of them to be top quality. I am looking for a replacement for myself til I get moved out of Washington State in a couple of years. Has anyone researched how many people have actually had to use the insurance? Can I get home protection in California and am I protected if I am carrying my gun to the range legally in the trunk of my car and take it out to defend myself or my family? What benifit do you see in Carry Guard over USCCA? Any suggestions would be greatly appreciated. (No, I do not work for USCCA and no I do not get a commission. The United States Concealed Carry Association (USCCA) is one of the most talked-about concealed carry insurances on the market that provides a variety of benefits for gun owners who practice concealed carry. Thanks for the article. 3 : a familiar or usual setting : congenial environment; also : the focus of one's domestic attention. US Law Shield is the growth from Texas Law Shield (IIRC). Anonymous I love their magazine; full of real time real world advice and lucid opinions. You can find that hidden gem on Page 11, Section I (as in "eye') Sub Section 1. USCCA Membership Tiers Explore USCCA Membership today and remember, membership is risk-free with the USCCA 100% money-back Bulletproof Guarantee.